You create nothing.   (opinion)

Dear Equifax, Experian, and TransUnion (EEaTU),
  First of all, I would like to congratulate you on pulling off what Matthew Lesko (?DORK) couldn't—being taken seriously. There are several differences between EEaTU and ?DORK, though, and I think they are important differences.

Everyone who knows what ?DORK does is amused and probably slightly annoyed that it makes him any money. He takes information freely published by the government and copies it into a book, which he sells, direct to the consumer. He might even add an index or something.

While this is the same type of sleight of hand that EEaTU performs, the information you gather is different in a very important way. It is not freely published by the entity it is primarily associated with. What you do is sell information about me and my financial history. You create nothing. You are slightly more technologically sophisticated than a filing cabinet. That's all you are, a container, a middleman. You had the foresight to not prance around in a pastel suit with question marks taped all over you, but that just makes you less retarded, which is an "accolade" I try to avoid.

Having the audacity to call information stored in your computers (you have computers, right?) about me a "product" really is appalling, though. Learn how to verify and secure "your" data and go look up "gross negligence" before you cry about the court-mandated bandaid for the hemorrhage of information about me out into the wild that you were essentially an accessory to.